In these hard times....

Money is a bit of an issue in the current times. We're in a 'credit crunch', recession...whatever you want to call it so what ever way we can save money, it's got to be good.

If there's only one site you visit today, make sure it's http://www.moneysavingexpert.com/

It is one of my favourite websites of all time, ever!

It was started years ago by Martin Lewis, whom you may have seen on various television programmes or heard on the radio. Like him or not, he's pretty money savvy!

This website isn't only for those with money struggles, it helps those who are better off but could be ever more better off if they switched utility company or reclaimed bank charges or whatever.

A year and a half ago (when there wasn't a hold put on the claims) I reclaimed over £5000 of bank charges for my mum and dad plus £1000 of my own, all with the help of this site.
I've saved money on my regular bills, got free stuff and read a lot of advice on various things.
Many companies out there charge you for information or to reclaim your bank charges for you, this website is 100% free.

When you first go to the site it can all seem a bit cluttered and hard to navigate so let me help you a little :-)

First off, you don't have to register but if you want to use the forums, I'd advise you to.

Next, register for the free weekly email. It has money off info and lots of really good advice. It's a once a week email, no more and comes packed with everything moneysaving.

Once you've done those things it's time to start exploring!

There are various tabs along the top of the main page, for instance: Cards/Loans, Reclaiming, Utilities, Travel/Transport etc etc. These all take you to the specific mini-sites of each category.

In these pages there are ways to cut back on your bills, legal loopholes, helpful advice, information on switching providers, various free tools/calculators and lots, lots more.

The forum is where you can ask for advice, give advice and do lots of other amazing stuff. There are 56 categories and many sub-sections so you'll be sure to find something of help/value.

The categories range from: House buying/renting, Savings/investments, Employment/Redundancy, Holidays/Days out/Entertainment, Consumer Rights, Freebies, Discount vouchers/codes, Local money saving and so on.

So just to reiterate, it's an amazing site, full of excellent info and it will save you money, if you take a little time to read some of the articles/forum posts and go from there :D

If this blog post helps just one person, I'll be glad :D

Take care,

Kelly :-)